February 20, 2022

It appears that I’ve missed some posts and I apologize for that. I’ve been dealing with banks and the government, let me explain. First the government it’s time for me to renew my visa and ID (cellular) and of course, I don’t speak Spanish so I let my wife handle it and guess what I ended up filling out the online forms myself while she planned a party with friends. It took a while but I finally got it all figured out and done. Now the banks and that is still an ongoing problem. We have had a checking, savings, and credit card account with HSBC bank for over 12 years. A year or so ago they informed us they were dumping what they referred to as retail accounts and transferring them to Citizens Bank. that’s when the problems started. The week before my birthday they said I needed a US-based phone number in my name before citizens would accept my account. I went looking for a new bank. I thought I had one in Capital One but after three weeks of them saying don’t worry we got you. A supervisor told me they would not be able to accept me as a client. I had gone to them because they were rated the number one bank for Expats on the net. Expats are people that don’t live in their countries anymore, so I thought I would be no-brainier. Capital One says you need a residential phone number in your name in the US. OK, I moved on to a credit union named Secretary of State Federal Credit Union. I was accepted for checking and credit accounts I also applied for the Direct Express debit card from Social Security. Well, direct express has no record of me and in the meantime, I got all this email from Citizens bank telling me to expect credit cards and account information in the mail. Well, there is no mail-in Colombia so I called them and they said I would have to wait until Feb. 22nd to get those account numbers. Today they closed my HSBC accounts and now I have to wait till Tuesday to find out. If I go with the credit union they are not excepting the credit card which is fine with me since it’s in my wife’s name and she has no income other than mine. I don’t plan on paying for it if I can’t use it and they can’t garnish my Social Security check. That sounds like fun right well I’ll let you know what happens. This is the ANCIENT ONE and his Friend ANTONIA saying CIAO from Medellin, Colombia.

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